Our Head of Sales, Lynsey Hoxha, attended Money20/20 Europe 2026 in Amsterdam. From a packed agenda and a full schedule of meetings to partner-hosted events and engaging discussions with both existing clients and new prospects, it brought a real sense of connection across the entire payment’s world. 

As always, June in payments means one thing: Money 20/20 in Amsterdam, the event that brings together the entire ecosystem under one roof to discuss the future of financial services. 

Lynsey returned with several key insights, and here are the five that stood out most: 

Regulation – Regulation remains a central theme as the sector navigates an increasingly complex and evolving compliance landscape. Key developments include the EU’s new AML framework, rising concerns around app-based fraud, and the rollout of MiCA to regulate crypto assets and stablecoins. At the same time, there is a strong push to implement guardrails for AI, ensuring its responsible and ethical application. All of this is being discussed in the context of enabling innovation while safeguarding financial stability, protecting consumers, and strengthening operational resilience. 

AI vs Human – The debate around AI versus human involvement continues to dominate conversations. Discussions focused on how best to balance automation with trust, accountability, and expertise. While AI is widely recognised as a powerful driver of efficiency and scale, it is clear that human oversight remains critical particularly when it comes to high-risk decision-making, complex problem-solving, and meaningful customer interactions. 

Enhanced digital identity with EU eIDAS 2.0 at the forefront – The rapid growth of digital identity solutions is gaining significant focus, with eIDAS 2.0 leading the charge across Europe. This updated framework is set to enable secure digital identities across EU member states, facilitating frictionless onboarding, seamless authentication, and smoother cross-border transactions. The shift is expected to play a key role in reducing fraud, enhancing user experience, and unlocking new opportunities for digital services within the financial ecosystem. 

Growth of stablecoins – Stablecoins are emerging as a major area of growth and innovation within the payments landscape. As regulatory clarity improves, particularly through frameworks such as MiCA, they are increasingly viewed as a credible bridge between traditional finance and digital assets. This is driving growing interest from both fintech disruptors and established financial institutions looking to explore new rails for payments and settlement. 

A general focus on the UK markets – The UK continues to stand out as a key focal point for fintech and payments innovation, demonstrating strong growth. This was reflected in the significant presence of UK-based exhibitors and attendees, reinforcing the country’s position as a growing fintech hub. 

Please note: These takeaways reflect our own observations and perspectives from the event.